Notes from the book Secrets of the Millionaire Mind by T. Harv Eker:
1) You can transform your life if your subconscious blueprint is set for success. If not, nothing changes.
2) To be rich, you must think like the rich. Realize: the way you think now is the reason you are where you are.
3) If you want to change the visible, start by changing the invisible. What you can’t see is far more powerful than what you can.
4) A lack of money is a symptom something’s wrong internally.
5) Thoughts produce feelings, which lead to actions, which lead to results. If you’re not getting the results you want in business, examine your thoughts. As a child, were you programmed for poorness? Probably so. But you can rewrite the program with awareness, understanding, disassociation, and reconditioning.
6) No thought lives in your head rent-free. Every thought will either move you towards success or away from it. So choose wisely. Cherry-pick thoughts that empower you.
7) Your income can only grow to the extent you do.
8) Rich people believe they’re in control of their life; poor people believe life happens to them. They’re victims. Watch out for justifications (“I’m broke because…”) and complaining (“The economy sucks” or “It’s the president’s fault”), as these are infectious behaviors of broke-asses.
9) Millionaires play the money game to win; everyone else plays not to lose. If you “just wanna make enough to get by”? That’s exactly what you’ll get, but no more.
10) Mixed messages is a leading cause of poorness. People are conflicted about success and unsure of what they truly want. Not millionaires – they’re committed to the cause.
11) The rich are big thinkers. They deal in big numbers. “If I serve millions, I’ll make millions.”
12) Rich people see opportunity; poor people see obstacles.
13) Wealthy individuals are more optimistic. They believe in their ability to figure things out. The poor tend to be more pessimistic. “It’ll never work, so why try?”
14) Millionaires use fear (educated risk) to their advantage; poor people let fear hold them back.
15) The rich focus on what they want; the poor focus on what they don’t want.
16) Millionaires think about making and growing their money; non-millionaires think about spending their money.
17) Rich people take action; poor people sit on the fence, always getting ready to get ready.
18) Rich people celebrate the success of others; poor people resent it.
19) Millionaires hang out with other millionaires; poor people hang out with other poor people. Your income is likely to be within 20% of those you associate with most. So if you’d like to make more, find richer friends. (Use books, biographies, audio, video, etc.)
21) Rich people are unapologetically self-promoters; poor peeps are uneasy about promotion and sales.
22) Millionaires are bigger than their problems. They know that problem solving is where the money is. Poor people, on the other hand, will do just about anything to avoid problems.
23) If you want to be rich, you have to be willing to receive. The poor struggle with this, often feeling as though they’re not good enough. By building your self-worth, you’ll become more comfortable accepting money for the value you deliver.
24) Millionaires separate time from money. They get paid for results, not hours invested. Meaning, more leverage. More scale. More earning potential.
25) Rich people think abundance; poor people think scarcity. The rich person says, “I want both,” while the poor person says, “I can’t have both. It’s either-or.”
26) Millionaires care about net worth. Low and middle-class care about income.
27) Rich people manage their money well; poor people do not. If you don’t start controlling your money, it’ll always control you.
28) Millionaires make their money work hard for them; poor people work hard for their money. When millionaires do work hard, it’s temporary – a means to more passive income.
29) Rich people invest a large percentage of their money; poor people blow most of their money on depreciating goods.
30) Rich people practice lifelong self-education; poor people stop learning as soon as high school or college ends.
31) Millionaires learn to get comfortable being uncomfortable. They believe discomfort is necessary for growth. Poor people, however, try to avoid fear, doubt, worry, and uncertainty at all costs.
32) Rich people are specialists; poor people are generalists.
33) Rich people know that to get paid like the best, they need to become the best; poor people expect more money just for being average.
34) Repetition is the mother of all learning. Practice awareness and understanding of these differences, daily. Let go of broke beliefs. Adopt better ones. With consistent work, you too can master the “secrets of the millionaire mind.”