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Dave Ramsey Quotes

David Lawrence Ramsey

Dave Ramsey quotes: ‘Merica’s money voice, here are diggity Dave’s wise words.

“Feeling lost?  Take a dream and convert it into small goals, then start taking the steps to hit those goals.”

“You should always be dreaming.  Dreaming is a sign you have hope.”

“Goals are visions and dreams… with work clothes on.”

“Goals make the difference.”

“Be intense, passionate, and fired up – but about things that matter… things that change your life and your legacy.”

“Passion is so key in leading and creating excellence that I will hire passion over education or talent every time.  I prefer to have both, but given a choice I will take passion.”

“If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough.  And I will promise you that the going will get tough.  There is never an exception – everyone who wins must push through obstacles, lots of them.  You simply will not get up at dawn for your three-mile run because your wife wants you thinner.  Big goals require big backbone – wimps need not apply.”

“Be very proud of what you do, and if you aren’t, then change it.”

“The only reason to go into business is to make money.  You have to work hard at it.  If you’re not passionate about it, you’ll burn out so fast that it is incredible.”

“Everyone has some natural talent or aptitude in one or more areas.  If you can identify those areas you not only will be happier and perform more successfully in that role, but you will also become better paid for that.  Our free-market system pays for performance at some point.  When you have a natural talent or aptitude, coupled with desire and experience, the result is productivity plus.”

“Great talent stands in line to join your team because the culture becomes the stuff of legend.”

“I learned early-on that work creates discipline, and when you have discipline in your life, you are a healthier person.”

“Work is doing it.  Discipline is doing it every day.  Diligence is doing it well every day.”

“The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have.  Working with no traction, or for that matter, simply wasting a day… does not relax you, it drains you.  Strange as it may seem, when you work a daily plan in pursuit of your written goals… that flow from your mission statement… born of your vision for living your dreams… you are energized after a tough, long day.”

“Pray like it all depends on God, but work like it all depends on you.”

“Higher calling matters.  When you care so deeply about the why – why you’re doing what you’re doing – then and only then are you operating in a way that allows you to overcome the obstacles.”

“Nothing happens without focus.  Don’t try to do everything at once.  Take it one step at a time.”

“Every person falls down at some point.  Successful people choose to get back up!”

“Rich isn’t an amount of money, it’s a mindset about how you live.  If you believe you can win, you can.”

“It’s never too late to turn things around.  You are the only obstacle.”

“You must plan your work and then work your plan.”

“The more you do, the more someone will have something negative to say.  It goes with the territory; don’t let that keep you from making the call or living your dream.”

“If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don’t owe anyone an apology for winning.”

“When you’re trying to achieve a goal, negative people will just bring you down.  Surround yourself with the positive.”

“Surround yourself with people who add the fuel of advice and encouragement to your fire.”

“Success is a pile of failure that you are standing on.”

“Making mistakes and learning from them is crucial to winning.”

Fear is the enemy of hope.”

“Change is painful.  Few people have the courage to seek out change.  Most people won’t change until the pain of where they are exceeds the pain of change.”

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”

“Your priorities, passions, goals, and fears are shown clearly in the flow of your money.”

“Enabling is the enemy of motivation.”

“For your own good, for the good of your family and your future, grow a backbone.  When something is wrong, stand up and say it is wrong, and don’t back down.”

“Study the habits of the people you want to be like and then imitate them.  If they are succeeding, they must be doing something right.”

“If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.”

“Work – get paid; don’t work – don’t get paid.  Everybody is on commission.”

“We are all in the business of sales.  Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.”

“You cannot lead without passion.  Passion causes things to move, and passion creates a force multiplier.  Passion actually covers a multitude of sins.  Real leaders care deeply, and that is basically what passion is.  Passion is not yelling or being wild; it is simply caring deeply.”

“Leadership responsibility: if you own a biz, you’re the head of the organization.  Good or bad, your company will look and act like you do.”

“Bosses push, leaders pull.  Real leadership is servant leadership.”

“Put the interests of others at the center of your decisions.”

“You have to teach children about money intentionally – create teachable moments.”

“I have done stupid with a lot of zeros on the end of it.  I know what it looks like.”

“After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.”

“I have to live my books before I write them.”

“You can’t be in debt and win.  It doesn’t work.”

“Money is 80% behavior, 20% head knowledge.  It’s what you do, not what you know.”

“More wealth doesn’t fix your life.  More wealth makes you more of what you already are.”

“Earning a lot of money is not the key to prosperity.  How you handle it is.”

“The average millionaire can’t tell you who got thrown off the island last night.”

“Outrageous generosity is a character quality of people who win with money.”

“Gratitude is really, really attractive.  A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.”

“I’m a Christian.  Years ago, I went broke, so I decided to run every part of my life according to the Bible.  It sounds hokey, but it works.  You run your marriage that way, and it works.  It will work with business, too, and finances.  Treat people like you want to be treated.”

“Just keep taking the next step and keep having excellence in the ordinary.”

“Your decisions from today forward will affect not only your life, but also your entire legacy.”

“Where you are today is the sum of every choice you’ve ever made.  If you don’t like where you are, start making different choices!”

Cory Johnson: your momma’s neighbor’s side chick’s last Uber Eats delivery guy’s third-favorite blogger. Here’s how he makes millions of dollars blogging without being bothered.